My Friend Huzefa
My friend Huzefa Altaf runs Creative Shelf, a Dubai furniture and fit-out group he is growing into a holding company. But like many established SMEs, its real operating system is a pile of disconnected Excel files: one for schedules, one for materials, one for payments. Traditional ERP is too expensive, too complex, and often ignored. This is the problem I want SnapLedger to solve — software that follows how a business works, not the other way around.
My friend, Mr. Huzefa Altaf, is the Managing Director and one of the founders of Creative Shelf, a Dubai-based company specializing in custom furniture manufacturing, interior fit-out, joinery, and project execution.
A vision bigger than furniture
Creative Shelf has been operating in Dubai for many years. What Huzefa has built is no longer simply a furniture company. Behind every completed interior project is a much more complicated operation involving designers, project coordinators, procurement staff, factory workers, suppliers, installers, accountants, and clients.
Today, the business operates several companies under a broader group structure. Huzefa's long-term vision is to gradually develop this into a proper holding company, with each business focusing on a different part of the industry.
One company may focus on furniture manufacturing. Another may manage interior design and fit-out projects. The factory itself may eventually operate as a more independent business unit.
His vision is not to build one larger company, but an ecosystem of companies that can support one another.
His next idea is particularly interesting: establishing a company dedicated to collecting, refurbishing, and reselling used furniture.
In Dubai, enormous quantities of furniture are replaced every year. Hotels renovate their rooms. Offices relocate. Apartments change tenants. Furniture that is still usable is frequently discarded because there is no efficient system to collect, evaluate, refurbish, store, and redistribute it.
Huzefa sees both a business opportunity and an environmental opportunity in giving this furniture a second life.
What impressed me was not only the ambition of the idea, but also how naturally it fits into the ecosystem he is building. A furniture manufacturer understands materials and production. A fit-out company understands projects and customer requirements. A refurbishment company can recover value from furniture that would otherwise become waste. Over time, these businesses could support one another under the same holding company.
The gap between vision and systems
A strong entrepreneurial vision often emerges before the management systems needed to support it.
There is a significant gap between having this vision and having the systems required to manage it.
When I visited Huzefa's office, I saw a familiar reality faced by many established SMEs.
The company is managing around ten to fifteen active client projects at any given time. Each project may involve quotations, design revisions, material selections, procurement, factory production, delivery, installation, customer approvals, variations, and staged payments.
But much of this information is still being managed through Excel files.
There may be one spreadsheet for the project schedule, another for materials, another for quotations, and another for tracking payments or costs. Different departments maintain their own versions. Information is exchanged through emails, WhatsApp messages, printed documents, and verbal updates.
When Excel becomes the operating system
Excel itself is not the problem. It is flexible, familiar, and extremely useful.
The problem begins when Excel becomes the invisible operating system of an entire company.
Excel works extremely well as a tool. It becomes fragile when it has to become the company's operating system.
A spreadsheet does not naturally know that a quotation has been approved and should now become a project. It does not automatically connect a design revision to a procurement request. It does not understand that a material purchased for one project should be included in that project's actual cost.
Most importantly, it is difficult for management to see the complete picture.
Is the project still on schedule? Have all required materials been ordered? Which items are currently in production? How much has already been invoiced? How much has been collected? What is the actual margin after variations, rework, labor, procurement, and installation?
The answers exist somewhere, but they are scattered across different files and different people.
The problem is often not a lack of information. It is that the information does not live together.
Why traditional ERP often fails
Huzefa has been researching ERP systems for a long time. Like many growing business owners, he knows that the company eventually needs something more structured than spreadsheets.
But traditional ERP systems create another problem.
They are often expensive to purchase, expensive to implement, and expensive to maintain. Even after a company makes the investment, employees may still find the system difficult to use. The ERP becomes something people are required to update rather than something that genuinely helps them complete their work.
In many cases, the business ends up operating two systems at the same time: the official ERP and the unofficial Excel spreadsheets that employees continue to use because they are faster and more practical.
An ERP has failed when the real business still happens outside it.
Software should follow the business
This conversation made me think deeply about what SnapLedger should become for companies like Creative Shelf.
The answer cannot simply be another smaller ERP.
A growing SME does not necessarily need hundreds of configuration screens, complex enterprise terminology, or months of implementation. It needs a system that understands how its business actually moves.
A lead becomes a quotation.
A quotation becomes a project.
A project triggers design, procurement, production, delivery, installation, invoicing, and collection.
Every activity should update the financial picture automatically, without asking the team to record the same information repeatedly in different systems.
The system should follow the business — not force the business to follow the system.
A consolidated view across the group
For Huzefa, the challenge will become even more important as the group expands.
When several companies operate under one holding structure, management needs to understand not only the performance of each company, but also how they work together. A factory may manufacture for the fit-out company. One entity may purchase materials for another. A future furniture recycling company may acquire used assets, refurbish them, store them, and sell them through completely different channels.
The system must preserve the individuality of each business while still giving the owner a consolidated view of the entire group.
That is the kind of problem I want SnapLedger to solve. Not by forcing every company into a rigid ERP template, but by learning how the company operates and building a connected workspace around its real business lifecycle.
Making complexity manageable
The goal is not to eliminate Excel overnight. The goal is to gradually replace disconnected spreadsheets with structured business objects, automated workflows, clear responsibilities, and real-time financial visibility.
Huzefa has already built the physical capabilities: the team, the factory, the project experience, the supplier network, and the customer relationships. What he needs next is the digital infrastructure that can grow alongside his vision.
Conversations like this remind me that many SMEs are not small because their operations are simple. They are small because a relatively limited number of people are managing an extraordinary amount of complexity.
The right software should not add another layer of complexity. It should make that complexity manageable.
I believe many SMEs are facing the same problem: Excel is no longer enough, but traditional ERP systems are too expensive, too complicated, or too disconnected from how the business actually operates.
If this sounds familiar, I would be very interested to learn about your business, your current workflows, and the problems you are trying to solve.
You can write to me at richard.tang@snap-ledger.com.
Many SMEs aren't small because their operations are simple. They're small because a handful of people are managing an extraordinary amount of complexity — and the right software should make that complexity manageable, not add to it.
If Excel has quietly become your company's operating system, what would it take for a real system to follow your business instead of forcing your business to follow it?
Huzefa has already built the hard part — the team, the factory, the projects, the relationships. What he needs next is digital infrastructure that can grow alongside the vision, rather than fight it.
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